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Si su seguro de incapacidad es a trav\u00e9s de su empleador, puede entrar en el \u00e1mbito de una ley federal llamada Ley de Seguridad de Ingresos de Jubilaci\u00f3n de los Empleados (ERISA). Esta ley tiene normas estrictas sobre c\u00f3mo debe solicitar las prestaciones o presentar un recurso. Tambi\u00e9n afecta a sus posibilidades de aprobaci\u00f3n.<\/p>\n
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Las compa\u00f1\u00edas de seguros de invalidez de larga duraci\u00f3n podr\u00edan denegar su solicitud por diversos motivos. Un motivo frecuente es que su reclamaci\u00f3n est\u00e9 excluida por una enfermedad preexistente, de la que se hablar\u00e1 en profundidad m\u00e1s adelante.<\/p>\n
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Las prestaciones por invalidez de corta duraci\u00f3n est\u00e1n dise\u00f1adas para protegerle si no puede desempe\u00f1ar su profesi\u00f3n habitual durante un breve periodo de tiempo. El seguro de invalidez de corta duraci\u00f3n suele adquirirse como prestaci\u00f3n laboral a trav\u00e9s de su empresa. Muchas empresas ofrecen un plan de discapacidad a corto plazo autofinanciado en el que un tercero administra el plan. <\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExODYifX0=@\u00bb button_text=\u00bbM\u00e1s informaci\u00f3n\u00bb button_alignment=\u00bbleft\u00bb module_class=\u00bbbtn\u00bb _builder_version=\u00bb4.18.0″ _dynamic_attributes=\u00bbbutton_url\u00bb _module_preset=\u00bbdefault\u00bb custom_button=\u00bbon\u00bb button_text_size=\u00bb16px\u00bb button_text_color=\u00bb#12284C\u00bb button_bg_color=\u00bb#EAAB42″ button_border_width=\u00bb0px\u00bb button_border_radius=\u00bb0px\u00bb button_font=\u00bb|||on|||||\u00bb button_use_icon=\u00bboff\u00bb custom_margin=\u00bb||40px|||\u00bb custom_padding=\u00bb10px|40px|10px|40px|true|true\u00bb global_colors_info=\u00bb{}\u00bb button_bg_color__hover_enabled=\u00bbon|desktop\u00bb button_bg_color__hover=\u00bb#12284C\u00bb button_bg_enable_color__hover=\u00bbon\u00bb button_text_color__hover_enabled=\u00bbon|hover\u00bb button_text_color__hover=\u00bb#EAAB42″][\/et_pb_button][\/et_pb_column][et_pb_column type=\u00bb1_3″ _builder_version=\u00bb4.17.6″ _module_preset=\u00bbdefault\u00bb animation_style=\u00bbslide\u00bb animation_direction=\u00bbbottom\u00bb animation_duration=\u00bb850ms\u00bb animation_delay=\u00bb50ms\u00bb animation_intensity_slide=\u00bb5%\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_wpt_gravityform gravityform_id=\u00bbgf-1″ description_custom_margin=\u00bb10px|0|16px|0|false|false\u00bb description_custom_padding=\u00bb0|0px|0|0|false|false\u00bb field_container_custom_margin=\u00bb20px|0|0|0|false|false\u00bb input_container_custom_margin=\u00bb0px|0|0|0|false|false\u00bb text_input_bg_color=\u00bb#FFFFFF\u00bb label_custom_margin=\u00bb5px|0|5px|0|false|false\u00bb title_custom_margin=\u00bb0px|0|0px|0|false|false\u00bb _builder_version=\u00bb4.19.0″ _module_preset=\u00bbdefault\u00bb title_text_color=\u00bb#12284C\u00bb title_font_size=\u00bb36px\u00bb description_font=\u00bb|||on|||||\u00bb description_text_color=\u00bb#12284C\u00bb description_font_size=\u00bb18px\u00bb description_letter_spacing=\u00bb4px\u00bb description_line_height=\u00bb1.3em\u00bb label_text_color=\u00bb#000000″ label_font_size=\u00bb18px\u00bb background_color=\u00bb#F2F2F2″ custom_form_button=\u00bbon\u00bb form_button_text_color=\u00bb#12284C\u00bb form_button_bg_color=\u00bb#EAAB42″ form_button_border_width=\u00bb0px\u00bb form_button_font=\u00bb|||on|||||\u00bb custom_padding=\u00bb15px|20px|15px|20px|true|true\u00bb custom_css_text_field=\u00bbwidth:100%;\u00bb custom_css_textarea_field=\u00bbwidth:100%;\u00bb custom_css_select_field=\u00bbwidth:100%;\u00bb custom_css_button=\u00bbwidth:100%;\u00bb border_color_all_input_general=\u00bb#dbdbdb\u00bb global_module=\u00bb206″ global_colors_info=\u00bb{}\u00bb form_button_bg_color__hover_enabled=\u00bbon|desktop\u00bb form_button_bg_color__hover=\u00bb#12284C\u00bb form_button_bg_enable_color__hover=\u00bbon\u00bb form_button_text_color__hover_enabled=\u00bbon|desktop\u00bb form_button_text_color__hover=\u00bb#EAAB42″][\/et_pb_wpt_gravityform][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" RECURSOS PARA DISCAPACITADOS\u00bfC\u00f3mo funciona la incapacidad de larga duraci\u00f3n del empresario?Si su seguro de incapacidad es a trav\u00e9s de su empleador, puede entrar en el \u00e1mbito de una ley federal llamada Ley de Seguridad de Ingresos de Jubilaci\u00f3n de los Empleados (ERISA). Esta ley tiene normas estrictas sobre c\u00f3mo debe solicitar las prestaciones o presentar […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5528,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-5624","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/pages\/5624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/comments?post=5624"}],"version-history":[{"count":0,"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/pages\/5624\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/pages\/5528"}],"wp:attachment":[{"href":"https:\/\/old.pondlehocky.com\/es\/wp-json\/wp\/v2\/media?parent=5624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}